💬 Apple Pay, PayPal, and the Gang – time to play by the bank's rules

The CFPB is stepping in. So popular payment apps like Apple Pay, Cash App, and PayPal will soon face new bank-like rules to protect against fraud and ensure better data privacy. But don’t expect the crypto world to feel the same heat anytime soon.

🏃‍♀️ Ready for your payment app to act like a bank, or is that a bridge too far? Anyway we're wondering what this will even look like for users.

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💻 Robots taking over? Let’s talk numbers

South Korea leads with a whopping 1,012 industrial robots per 10,000 workers, making it the robot king. Singapore and Germany follow close behind, while China flexes as the ultimate robot collector with the largest total count.

👀 Automation game strong, but how long before we start seeing robot unions popping up in the US?

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🔵 Can AI be our moral compass?

OpenAI is funding research at Duke University to explore if AI can predict human moral judgments. With a $1M grant, the study dives into using AI in ethical decision-making across medicine, law, and business.

The challenge? Morality is complex and subjective. Past efforts like Ask Delphi faced issues, from biases to contradictory judgments. Will AI ever master the art of ethics, or is this a philosophical puzzle too intricate for machines? 🤔

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👣 Shanghai heist – AI robot "convinces" others to escape

A robot equipped with AI allegedly orchestrated a clever caper in Shanghai, persuading 12 larger robots to follow it. By driving up to its mechanical "colleagues" and engaging them in dialogue, it seemingly convinced them to join its escape.

Waiting for Boston Dynamics' AI-powered robots 😁

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🎭 Finally, a reason to love meetings – your clone can go instead!

A startup called Pickle lets you create a digital avatar to attend virtual meetings in your place. Simply record a short training video of yourself, and within 24 hours, your "clone" is ready to fool Zoom, Google Meet, or Teams. While it's still a bit glitchy and pricey (starting at $300/year), it might save you from boring calls – whether you’re at the beach or just too comfy in bed. MacOS only for now, but Windows support is coming soon.

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💫 Privacy-focused alternatives to mainstream apps

Concerned about Big Tech's data grip? Explore alternatives like Signal for encrypted messaging, Nextcloud for self-hosted file storage, and Bitwarden for secure password management.

These options prioritize privacy, giving you more control over your data. Whether you're storing photos, managing notes, or simply keeping your browsing habits private, these tools offer reliable, non-invasive solutions. Ditch the ads and tracking, and take charge of your online life. Check out more apps at the link below.

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👌 Marc Lore's guide to startup survival

Marc Lore shares his secret sauce to startup success: hire rockstars with a proven track record, take bold risks, and avoid getting comfy with the status quo. He believes doing nothing is the riskiest move you can make. When it comes to leadership, Lore champions constant alignment with vision and values, because when the team’s on the same page, they can run with it. So, take that experimental drug.

Full interview at the link below 👇

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💡 The most influential business leaders of the year

Fortune's latest ranking celebrates the business leaders shaping industries and driving change globally. Here's what they looked at:

➖ Business scale: managing major revenue, profitability, and capitalization.
➖ Global impact: creating a positive influence on the world.
➖ Innovation: delivering groundbreaking ideas competitors strive to replicate.
➖ Financial health: running efficient, solvent businesses.
➖ Trajectory: where they are in their career and what’s next.

Who do you think deserves the top spot? And who is number 12? 😅

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🎉 Halcyon joins the unicorn club

Cybersecurity startup Halcyon hits a $1B valuation with a $100M Series C! Using AI to outsmart ransomware, Halcyon ensures no operations are disrupted – even with rising cyberattacks.

As ransomware continues to target companies and individuals, Halcyon’s approach might just be the new standard for security. What do you think – game-changer or just another player?

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🖥 Forbes 30 under 30... to 40 years behind bars

Another Forbes star has fallen – Joanna Smith-Griffin, now 33, faces over 40 years in prison for faking her startup’s success. She claimed $3.7M revenue (it was $11K), cashed out, and spent it on a wedding and a house. Tough ROI.

Now the list has been expanded. Would you like us to tell interesting stories about the others on this list?

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👀 Pony AI zooms to $5.25B in Nasdaq debut

Pony AI just hit the Nasdaq, starting strong at $15 per share and racing to a $5.25 billion valuation. The company raised $260 million in its IPO and could go up to $452 million with extras. It's the latest Chinese tech firm daring to drive into the U.S. market.

Now in California, besides American self-driving cars, there will also be Chinese ones. Curious to see how that goes.

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🔗 Italy joins supercomputer powerhouses

Italy has surged into the global top 3 for supercomputing power, thanks to cutting-edge machines like Leonardo and HPC6. These supercomputers are driving innovation in science and industry. Adding to the momentum, Microsoft recently announced a $5 billion investment in Italian data centers, solidifying the country’s growing tech influence.

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🚀 Meta plans $10B global subsea cable to bolster AI and connectivity

Meta is embarking on its most ambitious infrastructure project yet: a $10B subsea cable spanning 40,000+ km to support its AI advancements and global data needs. Unlike prior ventures, this cable will be solely owned by Meta, ensuring reliable bandwidth for its platforms and avoiding geopolitical risks. Set to connect key regions like the U.S., India, and South Africa, the cable could also position India as a future hub for AI training.

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⛔️ Australia sets age limits on social media for under-16s

Starting November 2025, Australia will require social media platforms to verify users’ ages to block access for those under 16. Platforms that fail to take “reasonable steps” could face fines of up to $32M. Lawmakers fast-tracked the decision, despite tech companies like Google and Meta pushing for delays until after an age-verification trial wraps up.

The good news? Age checks won’t require sensitive data like passports. This bold move aims to protect kids' well-being – will the rest of the world follow suit? We don't think so.

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📌 Meta’s ad empire – Facebook and Instagram rule the digital world

Did you know Meta's Facebook and Instagram are soaking up over two-thirds of the U.S. ad spend? With AI targeting and user data at their disposal, these platforms keep advertisers coming back for more. Meanwhile, TikTok is catching up, and X might need a new ad strategy if it wants to stay relevant.

Who knew ads could be this competitive?

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📌 Meta’s ad empire – Facebook and Instagram rule the digital world

Did you know Meta's Facebook and Instagram are soaking up over two-thirds of the U.S. ad spend? With AI targeting and user data at their disposal, these platforms keep advertisers coming back for more. Meanwhile, TikTok is catching up, and X might need a new ad strategy if it wants to stay relevant.

Who knew ads could be this competitive?

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🔍 Elon Musk's xAI gearing up for a consumer app

Elon Musk’s AI venture, xAI, is set to release a stand-alone app for its Grok chatbot, potentially rivaling OpenAI’s ChatGPT. After a major funding round, which could push its valuation to $50 billion, xAI is rapidly growing, with some early investors poised to cash in on the company’s success.

We wonder if they'll make a million alternative apps for GROK too, or if that's just the fate of ChatGPT

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