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r/Investing -top scoring posts month- (🔗Reddit)
42yr with $125k for retirement

Hello, I know nothing about investment and threw away many years of my life not saving anything for retirement in any means. I make $100k annually now and in the last 4 years I've put $125k into a savings account. I have an option of buying the small profitable business I work for, for $1.25M, with an SB loan down-payment of $125k. If I chose to buy this business, I know I could run it at least with the same level of profitability if not more, and hopefully sell at 65. It seems risky, because what if I fail. Second, I was considering a low risk on investment while just continuing to work. What types of investments should I consider? I'm leaning towards low risk because i imagine if I wanted high risk I could just buy my business. I have zero debt. Any thoughts or insight would be awesome! Ty!



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r/Investing -top scoring posts month- (🔗Reddit)
42yr with $125k for retirement

Hello, I know nothing about investment and threw away many years of my life not saving anything for retirement in any means. I make $100k annually now and in the last 4 years I've put $125k into a savings account. I have an option of buying the small profitable business I work for, for $1.25M, with an SB loan down-payment of $125k. If I chose to buy this business, I know I could run it at least with the same level of profitability if not more, and hopefully sell at 65. It seems risky, because what if I fail. Second, I was considering a low risk on investment while just continuing to work. What types of investments should I consider? I'm leaning towards low risk because i imagine if I wanted high risk I could just buy my business. I have zero debt. Any thoughts or insight would be awesome! Ty!

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