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Losing your internet for a morning is frustrating. Getting locked out of client files for a week? That could be devastating. You don’t need to plan for every possible disruption, just the ones that would hit hardest.
Most issues fall into a handful of categories:
• Access issues. Building closures, internet outages, or downtime on critical platforms.
• Team availability. Absences due to illness, leave, or turnover.
• Tech or data disruptions. System outages, breaches, or failures that impact your ability to work.
• Vendor or service interruptions. Delays from suppliers, contractors, or other third-party services.
• Cash flow disruptions. Sudden gaps in revenue or payment delays caused by external events—not regular fluctuations.
You don’t have to fix everything at once. Start by spotting the risks that would derail your most important workflows.

